Critical Illness Cover

Financial planning is not only about fulfilling our needs and aspirations, but it is also about protecting those dearest to us, and those financially dependent upon us.

Of course, illnesses and deaths are not things that we like to think about, but failing to protect against such eventualities can have severe consequences for our loved ones, from struggling to pay the mortgage to a potential Inheritance Tax bill.

Income protection insurance

How will you pay the bills if you were sick or injured and couldn't work?

There is a growing unease about the economic fallout of coronavirus (COVID-19), with many businesses laying off contractors and putting staff on extended leave, as well as natural worries about contacting the disease.

Should I take a mortgage payment holiday?

In March, Chancellor Rishi Sunak confirmed that anyone struggling financially as a result of the Coronavirus outbreak will be able to apply for a three-month mortgage payment holiday.

A number of lenders had already announced repayment holidays for those affected by Covid-19, but the Government's announcement means that all lenders have an obligation to honour the three-month time frame for residential and buy-to-let properties. This does not however, mean that mortgage payment holidays are suitable for everyone.

What is a mortgage payment holiday?

Do I Need Life Assurance?

We often underestimate our own value. We insure our homes, our cars and our pets but we often forget about life protection.

But if something should happen to you, the last thing you would want is for your family to be worrying about money. One of the most important aspects of your financial planning should be to ensure that you’ve made provision for your family and any dependants in the event of a serious illness, injury or untimely death.

Protection insurance can be a valuable safety net for you and your family

The last few weeks have shown us how quickly the unexpected can happen and the impact that it can have.

Times of uncertainty such as these highlight the importance of protecting what matters to you and your family.

Over the years, you may have taken out a number of different insurance policies to give you and your family financial security. Perhaps this may have been when you started a family, took out a mortgage, or became self-employed.

Fairstone Build Public Confidence in Great Financial Advice

Fairstone, the full-service wealth management house, has been recognised as receiving the most positive ratings of any financial planning firm in the latest VouchedFor Guide.

The accolade comes as VouchedFor published its 2020 Guide to the UK’s top-rated Financial Advisers in both The Times and Telegraph.

The Guide is widely recognised as a sector standard of quality, with more checks that any other adviser directory. Two million consumers are using VouchedFor each year to find and check advisers.

Fairstone announces significant increase in client base and further growth

  • 25% increase in client numbers, up to 51,000
  • Trustpilot score showing overall client satisfaction rate of 97%
  • £365m AUM and almost £3m in gross fee income added through DBO programme
  • 2 further firms fully-acquired representing c£1.2m in fee income
  • Additional 45 members of staff recruited into primary support functions
  • 2 Chartered Financial Planners join through IBO

Fairstone, one of the UK’s largest Chartered Financial Planning firms, has seen its client base rise to 51,000 – a 25% increase on the previous year.