Financial Planning
At Chilli Financial we aim to provide first class financial advice and planning from the initial consultancy review right through to the flawless implementation of the solutions that we have agreed with you.
How We Work:
Because we are authorised and regulated by the Financial Services Authority, we have to call ourselves Independent Financial Advisers, but really we are much more than that.
We certainly pride ourselves on having a ‘can do’ attitude and we’ll work hard with you to find the right solution no matter how big or small. And we’re action-oriented which means that when we agree your financial action plan with you, it will be delivered!
On top of this, our independent status means that we can execute your financial plan across the full range of products and services available in the market. We have no bias to any particular product providers, no prejudices, nothing to get in the way – quite simply, what you need is what you get.
As part of the Chilli Financial Service, you receive:
- A free initial consultation which aims to give you the answers to your initial questions and allows us to explore with you your financial objectives and priorities and to collect the factual information required to begin the planning process.
- A detailed report – the Client Financial Overview – providing an in depth review of your current financial situation plus our initial advice and recommendations for the development of your Financial Plan. Your Client Financial Overview and Financial Plan forms the basis for our ongoing reviews.
- An annual review meeting with your adviser including a complete review of your financial situation and strategy.
- A free review with you of any documentation (statements, valuations etc) that you may have received to take the complexity and hassle out of administering this part of your financial affairs.
- Unlimited face to face, telephone and email access to your adviser on an ongoing basis.
- Priority Response Service which means that all phone calls and emails will be returned within 24 hours
- Access to our Portfolio Construction Service which uses detailed risk profiling, asset allocation and portfolio design and construction tools as you have seen in your Client Financial Overview
- Access to our Portfolio Management Service which provides, via ourselves, online entry to portfolio valuations and monitoring, plus re-weighting of your asset allocation and written portfolio valuations on request.
- Monthly Investment Review where we review the performance of your investment funds and consider the impact on your financial planning of changing economic, political and market conditions.
- The Pension/Retirement Planning Service including the provision of advice/recommendations on an ongoing basis plus regular reviews to ensure that you achieve the lifestyle and income that you want when you retire.
- Inheritance Tax (IHT) and Estate Planning Service keeping you up to date with changes in legislation and IHT planning opportunities.
- The Taxation Planning Service in conjunction with your accountant and other taxation advisers
- The Professionals Service through which we will provide strategic updates to your accountant and any other professional adviser e.g. supplying end of yeartaxation information as required, recommending suitable professionals from our network as other needs arise, ensuring that everyone involved in your financial team provides advice in a co-ordinated and professional way.
- Mortgage Planning Service providing you with expert analysis of your current mortgage arrangements and access to the best deals on the market.
- Flexible Payment Arrangements giving you the option of paying for the services that you select either by fixed fee, hourly fee, commission or a combination of these depending on what suits you best.